As you are aware that the cost of medical expenses is skyrocketing and one cannot afford to live without health insurance. When you decide to buy a health insurance policy, you come across multiple options. Many companies are offering a health insurance policy. All these policies have different features. So, it’s become difficult to identify Best Health Insurance Policy. To help you as well as first-time health insurance buyer IRDIA has proposed a standard health insurance policy. This product is named ‘Arogya Sanjeevani Policy’ followed by the name of the insurer. Suppose this policy is offered by HDFC ERGO it will be called as Arogya Sanjeevani Policy – HDFC ERGO. The standard features and benefits offered by this policy are given below.